Real World AML Tool Kits Developed for End-to-End Process Training on: KYC, AML Transaction Monitoring, AML Investigations and AI in FinCrime

"Experience simplified replicas of real-world AML/KYC tools, designed for hands-on learning"

AML TM Tool — PakhtunFoundation (Corrected Demo)

AML Transaction Monitoring Tool — Demo (PakhtunFoundation)

Alert ID

Alert Review Date

1. Case Review Details

Case reviewer

Analyst Level

2. Transaction Analysis

Transactions showing structuring / layering indicators

Date	Amount (£)	Counterparty	Channel	Branch	Notes
2025-08-01	9,800	FAZLI SUBHAN	Cash	London	Below threshold structuring
2025-08-03	9,950	Saeed Iqbal	Cash	Birmingham	Similar pattern
2025-08-05	9,700	Wajid Naeem	Cash	Manchester	Third-party trustee deposit
2025-08-08	9,850	FAZLI SUBHAN	Cash	Leeds	Repeating pattern
2025-08-10	9,900	Saeed Iqbal	Cash	London	Possible layering
2025-08-12	10,000	Wajid Naeem	Cash	London	Large cash deposit
2025-08-16	120,000	Nadeem Halal Meat Pvt Limited	Wire Transfer	London	Counterparty linked to trustee — outbound layering risk

Transaction analyst notes

3. Link Analysis (visual)

Red flags: trustee (Mir Ahmed) is director of Nadeem Halal Meat Pvt Limited; trustees are primary incoming funders instead of public donations — indicates layering.

Link analysis notes

4. AI/ML Analytics

Individual risk scoring (demo):

Component	Score (0-100)	Comment
Customer Risk	85	Charity receiving trustee-originated funds; unusual.
Transaction Risk	90	Multiple near-threshold cash deposits and large wire transfer.
Geography Risk	40	Domestic activity but linked parties raise concern.
Behavioural Risk	88	Trustees funding and rapid outbound transfers indicate layering.

Composite AI Risk Score: 85% — HIGH

Analyst action

5. Request For Information (RFI)

Send RFI to

Customer response (if any) Analyst assessment

6. Unusual Activity Reporting (UAR)

Draft UAR / SAR narrative Select approval team to send UAR to Post-approval decision

7. STR / SAR Filing

SAR Template (editable)

8. Completion Checklist

Transactions analyzed
Link analysis completed
UAR drafted/submitted
SAR filed (if applicable)
Discounted (No reporting required)

Real World AML Tool Kits Developed for End-to-End Process Training on: KYC, AML Transaction Monitoring, AML Investigations and AI in FinCrime

Send RFI (mock email)

Send UAR to Team (mock)

SAR Submission (mock)